As a Utah homeowner, you might be wondering: “Do I really need a home warranty, or is it just another expense?” Great question! Let’s break it down with a clear cost-benefit analysis, so you can decide if a home warranty is right for you. Spoiler alert: for many homeowners, the peace of mind alone is worth it.
What Is a Home Warranty?
Before we dive into the numbers, let’s get clear on what a home warranty is. A home warranty is a service agreement that helps offset the cost of repairing or replacing major home systems and appliances when they break down due to normal wear and tear. Think of it as a safety net for your home.
The Cost of a Home Warranty
Home warranty plans in Utah typically range between $450 to $700 annually, depending on the level of coverage and any additional options you choose. Service fees (the cost you pay per claim) are $75 with. SilverBack Home Warranty and we offer three main plans:
- Blackback Plan: $450/year
- SilverBack Plan: $600/year
- King Kong Plan: $700/year
Compared to the average cost of major home repairs, these numbers are surprisingly manageable.
Common Home Repair Costs Without a Warranty
Let’s take a look at what you could pay out of pocket for typical repairs:
- Furnace repair: $300–$1,200 and up
- Air conditioner replacement: $3,800–$7,500 and up
- Water heater repair/replacement: $1500–$2,000 and up
- Refrigerator repair: $200–$1,000 and up
Now imagine dealing with two or three of these in a single year. Yikes! A home warranty can help offset these costs.
The Benefits of a Home Warranty
- Budget Protection
With a home warranty, you can say goodbye to financial surprises. Instead of shelling out thousands for a sudden repair, you’ll pay a much smaller service fee. - Convenience
No more hunting for trustworthy contractors or technicians. Your home warranty company connects you with pre-vetted professionals who can get the job done right. - Peace of Mind
Life is unpredictable, but a home warranty helps you sleep a little easier knowing you’re covered. - Customizable Coverage
With SilverBack Home Warranty, you can choose from a variety of à la carte options to tailor your plan to fit your specific needs—whether you want coverage for a mother-in-law suite or a pool.
Is It Worth It for Utah Homeowners?
Here’s the bottom line: A home warranty isn’t just about saving money (though it does that). It’s about avoiding the stress and hassle of unexpected repairs. If you’re a homeowner in Utah, where winters are harsh and summers are toasty, a home warranty can be your home’s best friend.
Why Choose SilverBack Home Warranty?
As a local company, we understand the unique challenges Utah homeowners face. From annual furnace tune-ups to pool and hot tub coverage, we’ve designed our plans with you in mind.
Ready to Make the Smart Choice?
If you want budget protection, convenience, and peace of mind, a home warranty might be your new favorite investment.Call us at 833-750-6400 to get information on plans, or visit SilverBackhw.com for more information. We’ve got your back, Utah!